Life Insurance

Life Insurance: Protecting and Providing for Your Family

Your DSI Agent is your insurance resource. Our goal is to help you protect your most important assets including you and your family. Life insurance is a good investment, and it provides a monetary source in times of need. Many of our clients are surprised at how affordable this coverage can be and how easy it is to purchase.

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Life Insurance Overview

Life insurance is an important tool for individuals to help protect their loved ones and better ensure that they are financially taken care of after the insured’s passing.

Term Life Insurance

Term life insurance is a policy that provides coverage for a specific period of time, typically ranging from 1 to 30 years, and pays a death benefit to the beneficiaries if the insured passes away during the term.

Permanent Life Insurance

Permanent life insurance policies are more expensive than term life insurance policies, but they provide lifelong protection and may offer additional benefits such as cash value accumulation and the potential for dividends.

Mortgage Protection

Mortgage protection life insurance is a type of life insurance policy that is specifically designed to pay off the outstanding mortgage balance on the insured's property in case of their death.

Income Replacement

Income replacement life insurance is a policy that provides a death benefit to designated beneficiaries, replacing the income that the insured would have earned had they not passed away.

Key Man

Key man life insurance is a policy that provides financial protection to a business in case of the death of a key employee or owner.

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