What Does Life Insurance Cost?

Father and son playing on the beach

There are very few types of insurance that are universally recommended for everyone. After all, not everyone owns a home or a car, much less a business. However, there is one type of insurance policy that every individual should have: life insurance. Yet nearly 100 million Americans still don’t have this crucial policy, with more […]

Is Life Insurance Worth It?

Family smiling outdoors

Most people agree that car insurance and homeowners insurance are requirements, not luxuries. But when it comes time to increase their financial safety net, they start to question themselves, asking: “Is life insurance worth it?” A life insurance plan is more than just a “nice to have” addition to your insurance coverage. For most people, […]

5 Subscription Services that Cost More than Life Insurance

subscription services life insurance (1)

There are many misconceptions about life insurance. For one, many people don’t know that a life insurance policy is easy to get and can provide household discounts when bundled with other policies. Also, many people believe you don’t really need life insurance until you’re much older. And one of the biggest misconceptions about life insurance is […]

How Important is Life Insurance


I have written thousands of insurance policies for homes, cars, businesses, and more. I have also written hundreds of life insurance policies. They say that you aren’t a real-life insurance agent until one of your insureds passes away, and you have to deliver a check to a beneficiary.

5 Things to Consider Before Naming Your Beneficiaries


When determining and naming a beneficiary, you must first understand the type of beneficiary you are designating to receive a benefit and decide if they will be the primary or secondary (contingent) beneficiary. This is considered a legal designation; you are assigning a person or persons to receive either a payout, such as from a […]

Everything You Need to Know About Long-Term Care Insurance


It is Long-Term Care Insurance Awareness Month, so we put together a guide with everything you need to know before purchasing this coverage!  What is Long-Term Care Insurance? You work hard and want to ensure that you and your family are taken care of; long-term care insurance is another way to protect your loved ones, […]

How Has COVID-19 Impacted the Life Insurance Industry?


COVID-19 has had an effect on many industries this year, and life insurance is no exception.  A big change we have seen is in the application process. Applications used to be completed in-person with a physical application.  Since COVID-19, almost all life insurance applications have been filled using e-signature software.  The software available now makes it […]

Think Before You Click: COVID-19 Disinformation Emails and Links

think before you click

Phishing attacks linked to the Coronavirus (COVID-19) are on the rise. Cybercriminals are using this opportunity to gain access to company and personal information.  Be careful clicking on links in emails or opening attachments unless you’re positive it is real. Disinformation is being used to incite confusion and spread malware. Try to avoid using a […]

5 Subscription Services that Cost More than Life Insurance

subscription services life insurance (1)

Most people believe that having a life insurance policy is too expensive. But the reality is that for less than $20 a month, you can have the potential to change your family’s circumstances when they really need it. How much do you currently spend on digital subscription services or devices per month?   ·         Video Streaming Services […]

3 Things You Might not Know about Life Insurance

life insurance misconceptions

There are many misconceptions about life insurance. Many people don’t know that a life insurance policy is easy to get and can provide household discounts. Getting an insurance policy is easy, and it is a good investment for you and your family. Talk to your DSI Agent today. They will walk you through the process and […]