Do I Need Flood Insurance? Here’s What You Need to Know

flood overtaking a brick house

As a homeowner, protecting your property is of the utmost importance. After all, that’s why you have insurance! But exactly how much insurance do you need? According to a recent AAA survey, two-thirds of Florida homeowners don’t have flood insurance, despite the state’s hurricanes, rainfall, and thousands of miles of coastline. Unfortunately, many of these […]

Why Are Floods Not Covered by Homeowners Insurance?

A Florida home flooded and damaged after Hurricane Ian in 2022

If there’s one thing that’s on every Florida homeowners’ mind these days, it’s their home insurance. Specifically what’s covered and what their premium is. Something many homeowners have had to learn in recent years is that flood damage is not covered by your standard home insurance policy, which is why many Florida homeowners are debating […]