Umbrella Coverage

Get Umbrella Coverage with DSI

Umbrella Insurance or Excess Liability Insurance is designed to provide additional liability protection above and beyond the limits provided by your underlying Home, Auto, Rental, or Boat policies. With an Umbrella Policy you can better secure the lifestyle you’ve worked hard for and help protect your assets from lawsuits.

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Coverage Overview

Personal umbrella insurance is a great way to help protect you and your family and all that you have worked so hard to attain.

1.

Can protect your assets and financial security by providing coverage for claims on other liability policies

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Can help you pay for damages caused by covered events to others

What Does Umbrella Insurance Cover?

An umbrella policy offers excess liability over your primary insurance limits. For example, if you carry $300,000 liability on your homeowners policy it would become $1.3 million with a $1 million umbrella policy. The policy offers:

  • $1 to $10 Million Limits
  • Coverage for claims against you like libel, slander, defamation of character and invasion of privacy
  • Covers damages caused to others due to your negligent acts
  • Helps cover defense costs, attorney fees and other charges associated with lawsuits
  • Can provide additional Uninsured Motorist coverage to protect your family when the responsible party does not carry enough liability

Do I Really Need Umbrella Insurance?

You are probably thinking “I’ve got auto and house insurance that would cover some of these events.” And you’re right! However, an umbrella policy protects you beyond the limits of your regular home and auto policies. Plus, it covers situations that other types of policies don’t even include. Umbrella rates are surprisingly affordable, so call us today or simply fill out your information to get a quote.

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Umbrella Coverage Information

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